Frequently asked questions

FAQ

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What is Medicare Advantage?

What is Medicare Advantage?

What is Medicare Advantage?

What is Medicare Advantage?

How is Medicare Advantage different from Original Medicare?

How is Medicare Advantage different from Original Medicare?

How is Medicare Advantage different from Original Medicare?

How is Medicare Advantage different from Original Medicare?

How do I find the best Medicare Advantage plan for me?

How do I find the best Medicare Advantage plan for me?

How do I find the best Medicare Advantage plan for me?

How do I find the best Medicare Advantage plan for me?

Why should I choose Encore Health Advisors to help with my Medicare plan?

Why should I choose Encore Health Advisors to help with my Medicare plan?

Why should I choose Encore Health Advisors to help with my Medicare plan?

Why should I choose Encore Health Advisors to help with my Medicare plan?

How can Encore Health Advisors help me compare Medicare plans?

How can Encore Health Advisors help me compare Medicare plans?

How can Encore Health Advisors help me compare Medicare plans?

How can Encore Health Advisors help me compare Medicare plans?

Is there a cost to use Encore Health Advisors' services?

Is there a cost to use Encore Health Advisors' services?

Is there a cost to use Encore Health Advisors' services?

Is there a cost to use Encore Health Advisors' services?

What services does Encore Health Advisors provide?

What services does Encore Health Advisors provide?

What services does Encore Health Advisors provide?

What services does Encore Health Advisors provide?

Can Encore Health Advisors help me if I'm already enrolled in a Medicare plan?

Can Encore Health Advisors help me if I'm already enrolled in a Medicare plan?

Can Encore Health Advisors help me if I'm already enrolled in a Medicare plan?

Can Encore Health Advisors help me if I'm already enrolled in a Medicare plan?

What happens after I enroll in a Medicare plan through Encore Health Advisors?

What happens after I enroll in a Medicare plan through Encore Health Advisors?

What happens after I enroll in a Medicare plan through Encore Health Advisors?

What happens after I enroll in a Medicare plan through Encore Health Advisors?

How do I enroll in a Medicare Advantage plan?

How do I enroll in a Medicare Advantage plan?

How do I enroll in a Medicare Advantage plan?

How do I enroll in a Medicare Advantage plan?

Can I switch from Original Medicare to Medicare Advantage?

Can I switch from Original Medicare to Medicare Advantage?

Can I switch from Original Medicare to Medicare Advantage?

Can I switch from Original Medicare to Medicare Advantage?

What is the cost of a Medicare Advantage plan?

What is the cost of a Medicare Advantage plan?

What is the cost of a Medicare Advantage plan?

What is the cost of a Medicare Advantage plan?

Can I get financial assistance with Medicare Advantage costs?

Can I get financial assistance with Medicare Advantage costs?

Can I get financial assistance with Medicare Advantage costs?

Can I get financial assistance with Medicare Advantage costs?

Do Medicare Advantage plans cover prescription drugs?

Do Medicare Advantage plans cover prescription drugs?

Do Medicare Advantage plans cover prescription drugs?

Do Medicare Advantage plans cover prescription drugs?

What extra benefits can I get with Medicare Advantage?

What extra benefits can I get with Medicare Advantage?

What extra benefits can I get with Medicare Advantage?

What extra benefits can I get with Medicare Advantage?

Can I see any doctor with Medicare Advantage?

Can I see any doctor with Medicare Advantage?

Can I see any doctor with Medicare Advantage?

Can I see any doctor with Medicare Advantage?

Is there a limit to my out-of-pocket spending with Medicare Advantage?

Is there a limit to my out-of-pocket spending with Medicare Advantage?

Is there a limit to my out-of-pocket spending with Medicare Advantage?

Is there a limit to my out-of-pocket spending with Medicare Advantage?

What is a Medicare Supplement (Medigap) plan?

What is a Medicare Supplement (Medigap) plan?

What is a Medicare Supplement (Medigap) plan?

What is a Medicare Supplement (Medigap) plan?

How do I choose between a Medicare Advantage plan and a Medigap policy?

How do I choose between a Medicare Advantage plan and a Medigap policy?

How do I choose between a Medicare Advantage plan and a Medigap policy?

How do I choose between a Medicare Advantage plan and a Medigap policy?

What are Prescription Drug Plans (PDP)?

What are Prescription Drug Plans (PDP)?

What are Prescription Drug Plans (PDP)?

What are Prescription Drug Plans (PDP)?

Do all Medicare Advantage plans include prescription drug coverage?

Do all Medicare Advantage plans include prescription drug coverage?

Do all Medicare Advantage plans include prescription drug coverage?

Do all Medicare Advantage plans include prescription drug coverage?

What is a Special Enrollment Period (SEP)?

What is a Special Enrollment Period (SEP)?

What is a Special Enrollment Period (SEP)?

What is a Special Enrollment Period (SEP)?

Are there any penalties for not enrolling in a Prescription Drug Plan when I'm first eligible?

Are there any penalties for not enrolling in a Prescription Drug Plan when I'm first eligible?

Are there any penalties for not enrolling in a Prescription Drug Plan when I'm first eligible?

Are there any penalties for not enrolling in a Prescription Drug Plan when I'm first eligible?

Can I get help with my prescription drug costs?

Can I get help with my prescription drug costs?

Can I get help with my prescription drug costs?

Can I get help with my prescription drug costs?

What is the difference between HMO and PPO Medicare Advantage plans?

What is the difference between HMO and PPO Medicare Advantage plans?

What is the difference between HMO and PPO Medicare Advantage plans?

What is the difference between HMO and PPO Medicare Advantage plans?

What are Medicare Advantage Health Maintenance Organization (HMO) plans?

What are Medicare Advantage Health Maintenance Organization (HMO) plans?

What are Medicare Advantage Health Maintenance Organization (HMO) plans?

What are Medicare Advantage Health Maintenance Organization (HMO) plans?

What are Medicare Advantage Preferred Provider Organization (PPO) plans?

What are Medicare Advantage Preferred Provider Organization (PPO) plans?

What are Medicare Advantage Preferred Provider Organization (PPO) plans?

What are Medicare Advantage Preferred Provider Organization (PPO) plans?

What is the difference between an HMO and PPO Medicare Advantage plan?

What is the difference between an HMO and PPO Medicare Advantage plan?

What is the difference between an HMO and PPO Medicare Advantage plan?

What is the difference between an HMO and PPO Medicare Advantage plan?

Can I change from an HMO to a PPO plan during the enrollment periods?

Can I change from an HMO to a PPO plan during the enrollment periods?

Can I change from an HMO to a PPO plan during the enrollment periods?

Can I change from an HMO to a PPO plan during the enrollment periods?

Are there any benefits to choosing an HMO over a PPO plan?

Are there any benefits to choosing an HMO over a PPO plan?

Are there any benefits to choosing an HMO over a PPO plan?

Are there any benefits to choosing an HMO over a PPO plan?

How do I decide between an HMO and a PPO plan?

How do I decide between an HMO and a PPO plan?

How do I decide between an HMO and a PPO plan?

How do I decide between an HMO and a PPO plan?

What is the Initial Enrollment Period (IEP)?

What is the Initial Enrollment Period (IEP)?

What is the Initial Enrollment Period (IEP)?

What is the Initial Enrollment Period (IEP)?

Can I change my Medicare Advantage plan if my healthcare needs change?

Can I change my Medicare Advantage plan if my healthcare needs change?

Can I change my Medicare Advantage plan if my healthcare needs change?

Can I change my Medicare Advantage plan if my healthcare needs change?

What happens if I don't like my Medicare Advantage plan?

What happens if I don't like my Medicare Advantage plan?

What happens if I don't like my Medicare Advantage plan?

What happens if I don't like my Medicare Advantage plan?

What if I have a chronic condition?

What if I have a chronic condition?

What if I have a chronic condition?

What if I have a chronic condition?

Can I get a Medicare Advantage plan if I have End-Stage Renal Disease (ESRD)?

Can I get a Medicare Advantage plan if I have End-Stage Renal Disease (ESRD)?

Can I get a Medicare Advantage plan if I have End-Stage Renal Disease (ESRD)?

Can I get a Medicare Advantage plan if I have End-Stage Renal Disease (ESRD)?

Are there Medicare Advantage plans for veterans?

Are there Medicare Advantage plans for veterans?

Are there Medicare Advantage plans for veterans?

Are there Medicare Advantage plans for veterans?

Will I lose my Medicare if I join a Medicare Advantage plan?

Will I lose my Medicare if I join a Medicare Advantage plan?

Will I lose my Medicare if I join a Medicare Advantage plan?

Will I lose my Medicare if I join a Medicare Advantage plan?

Can I travel with a Medicare Advantage plan?

Can I travel with a Medicare Advantage plan?

Can I travel with a Medicare Advantage plan?

Can I travel with a Medicare Advantage plan?

Do Medicare Advantage plans cover dental and vision?

Do Medicare Advantage plans cover dental and vision?

Do Medicare Advantage plans cover dental and vision?

Do Medicare Advantage plans cover dental and vision?

How do Medicare Advantage plans handle prescription drug formularies?

How do Medicare Advantage plans handle prescription drug formularies?

How do Medicare Advantage plans handle prescription drug formularies?

How do Medicare Advantage plans handle prescription drug formularies?

How do I know if my medications are covered by a Prescription Drug Plan?

How do I know if my medications are covered by a Prescription Drug Plan?

How do I know if my medications are covered by a Prescription Drug Plan?

How do I know if my medications are covered by a Prescription Drug Plan?

Can I use my Medicare Advantage plan if I move to another state?

Can I use my Medicare Advantage plan if I move to another state?

Can I use my Medicare Advantage plan if I move to another state?

Can I use my Medicare Advantage plan if I move to another state?

What are the different types of Medicare Advantage plans?

What are the different types of Medicare Advantage plans?

What are the different types of Medicare Advantage plans?

What are the different types of Medicare Advantage plans?

Can I join a Medicare Advantage plan if I'm still working and have employer coverage?

Can I join a Medicare Advantage plan if I'm still working and have employer coverage?

Can I join a Medicare Advantage plan if I'm still working and have employer coverage?

Can I join a Medicare Advantage plan if I'm still working and have employer coverage?

How do Medigap plans handle pre-existing conditions?

How do Medigap plans handle pre-existing conditions?

How do Medigap plans handle pre-existing conditions?

How do Medigap plans handle pre-existing conditions?

What happens to my Medigap policy if I join a Medicare Advantage plan?

What happens to my Medigap policy if I join a Medicare Advantage plan?

What happens to my Medigap policy if I join a Medicare Advantage plan?

What happens to my Medigap policy if I join a Medicare Advantage plan?

What is the Medicare Part D coverage gap (donut hole)?

What is the Medicare Part D coverage gap (donut hole)?

What is the Medicare Part D coverage gap (donut hole)?

What is the Medicare Part D coverage gap (donut hole)?

Can I get a stand-alone Prescription Drug Plan if I have a Medicare Advantage plan?

Can I get a stand-alone Prescription Drug Plan if I have a Medicare Advantage plan?

Can I get a stand-alone Prescription Drug Plan if I have a Medicare Advantage plan?

Can I get a stand-alone Prescription Drug Plan if I have a Medicare Advantage plan?

Can I disenroll from a Medicare Advantage plan and return to Original Medicare?

Can I disenroll from a Medicare Advantage plan and return to Original Medicare?

Can I disenroll from a Medicare Advantage plan and return to Original Medicare?

Can I disenroll from a Medicare Advantage plan and return to Original Medicare?

What is a formulary tier?

What is a formulary tier?

What is a formulary tier?

What is a formulary tier?

How do I find out if I qualify for Extra Help with prescription drug costs?

How do I find out if I qualify for Extra Help with prescription drug costs?

How do I find out if I qualify for Extra Help with prescription drug costs?

How do I find out if I qualify for Extra Help with prescription drug costs?

What is a Medicare Savings Program?

What is a Medicare Savings Program?

What is a Medicare Savings Program?

What is a Medicare Savings Program?

Can I have a Medigap policy if I'm under 65 and have a disability?

Can I have a Medigap policy if I'm under 65 and have a disability?

Can I have a Medigap policy if I'm under 65 and have a disability?

Can I have a Medigap policy if I'm under 65 and have a disability?

Can I have both Medicare Advantage and a Medigap policy?

Can I have both Medicare Advantage and a Medigap policy?

Can I have both Medicare Advantage and a Medigap policy?

Can I have both Medicare Advantage and a Medigap policy?

How does Medicare Advantage handle preventive services?

How does Medicare Advantage handle preventive services?

How does Medicare Advantage handle preventive services?

How does Medicare Advantage handle preventive services?

Are there Medicare Advantage plans with no network restrictions?

Are there Medicare Advantage plans with no network restrictions?

Are there Medicare Advantage plans with no network restrictions?

Are there Medicare Advantage plans with no network restrictions?

What is the Medicare Part B penalty?

What is the Medicare Part B penalty?

What is the Medicare Part B penalty?

What is the Medicare Part B penalty?

How does Medicare work with employer insurance if I am still working past 65?

How does Medicare work with employer insurance if I am still working past 65?

How does Medicare work with employer insurance if I am still working past 65?

How does Medicare work with employer insurance if I am still working past 65?

What is the Medicare Part D late enrollment penalty?

What is the Medicare Part D late enrollment penalty?

What is the Medicare Part D late enrollment penalty?

What is the Medicare Part D late enrollment penalty?

Can I get a Medicare Advantage plan if I am under 65 and disabled?

Can I get a Medicare Advantage plan if I am under 65 and disabled?

Can I get a Medicare Advantage plan if I am under 65 and disabled?

Can I get a Medicare Advantage plan if I am under 65 and disabled?

What is a Medicare Advantage Special Needs Plan (SNP)?

What is a Medicare Advantage Special Needs Plan (SNP)?

What is a Medicare Advantage Special Needs Plan (SNP)?

What is a Medicare Advantage Special Needs Plan (SNP)?

How do I appeal a Medicare decision?

How do I appeal a Medicare decision?

How do I appeal a Medicare decision?

How do I appeal a Medicare decision?

How do I compare Medicare Advantage plans?

How do I compare Medicare Advantage plans?

How do I compare Medicare Advantage plans?

How do I compare Medicare Advantage plans?

What is the difference between Medicare and Medicaid?

What is the difference between Medicare and Medicaid?

What is the difference between Medicare and Medicaid?

What is the difference between Medicare and Medicaid?

Can I delay enrolling in Medicare Part B if I have VA coverage?

Can I delay enrolling in Medicare Part B if I have VA coverage?

Can I delay enrolling in Medicare Part B if I have VA coverage?

Can I delay enrolling in Medicare Part B if I have VA coverage?

What are Medicare wellness visits?

What are Medicare wellness visits?

What are Medicare wellness visits?

What are Medicare wellness visits?

Can I get Medicare if I retire before age 65?

Can I get Medicare if I retire before age 65?

Can I get Medicare if I retire before age 65?

Can I get Medicare if I retire before age 65?

How can early retirees get health coverage before Medicare eligibility?

How can early retirees get health coverage before Medicare eligibility?

How can early retirees get health coverage before Medicare eligibility?

How can early retirees get health coverage before Medicare eligibility?

Can my spouse and dependents get Medicare if I'm eligible?

Can my spouse and dependents get Medicare if I'm eligible?

Can my spouse and dependents get Medicare if I'm eligible?

Can my spouse and dependents get Medicare if I'm eligible?

What happens to my spouse's health coverage when I enroll in Medicare?

What happens to my spouse's health coverage when I enroll in Medicare?

What happens to my spouse's health coverage when I enroll in Medicare?

What happens to my spouse's health coverage when I enroll in Medicare?

How does Medicare work with my spouse's employer coverage?

How does Medicare work with my spouse's employer coverage?

How does Medicare work with my spouse's employer coverage?

How does Medicare work with my spouse's employer coverage?

Can my spouse enroll in Medicare if I am still working and covered by my employer's plan?

Can my spouse enroll in Medicare if I am still working and covered by my employer's plan?

Can my spouse enroll in Medicare if I am still working and covered by my employer's plan?

Can my spouse enroll in Medicare if I am still working and covered by my employer's plan?

How can I schedule a consultation with an Encore Health Advisors representative?

How can I schedule a consultation with an Encore Health Advisors representative?

How can I schedule a consultation with an Encore Health Advisors representative?

How can I schedule a consultation with an Encore Health Advisors representative?

Do I need to prepare anything for my consultation with Encore Health Advisors?

Do I need to prepare anything for my consultation with Encore Health Advisors?

Do I need to prepare anything for my consultation with Encore Health Advisors?

Do I need to prepare anything for my consultation with Encore Health Advisors?

How does Encore Health Advisors stay up-to-date with changes in Medicare?

How does Encore Health Advisors stay up-to-date with changes in Medicare?

How does Encore Health Advisors stay up-to-date with changes in Medicare?

How does Encore Health Advisors stay up-to-date with changes in Medicare?

Can Encore Health Advisors help with Medicare claims and billing issues?

Can Encore Health Advisors help with Medicare claims and billing issues?

Can Encore Health Advisors help with Medicare claims and billing issues?

Can Encore Health Advisors help with Medicare claims and billing issues?

Encore Health Advisors, LLC, a licensed health insurance agency and advisory firm that assists individuals, providers, and employers in navigating retirement and healthcare strategies including health insurance options and Medicare. In California, all insurance products are offered by Encore General Insurance Agency, LLC (Lic. No. 6013918).


We do not offer every plan available in your area. Currently we represent 10 organizations which offer numerous products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.


The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Outside of the Medicare annual enrollment period, beneficiaries can enroll in a plan only if they meet certain criteria. Encore Health Advisors LLC is not connected with or endorsed by any government agency or the Federal Medicare program.


By initiating contact or scheduling a call you are agreeing to be contacted by a licensed insurance agent by email, text message, or phone call to discuss your healthcare options. This is a solicitation for insurance.

Encore Health Advisors, LLC, a licensed health insurance agency and advisory firm that assists individuals, providers, and employers in navigating retirement and healthcare strategies including health insurance options and Medicare. In California, all insurance products are offered by Encore General Insurance Agency, LLC (Lic. No. 6013918).


We do not offer every plan available in your area. Currently we represent 10 organizations which offer numerous products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.


The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Outside of the Medicare annual enrollment period, beneficiaries can enroll in a plan only if they meet certain criteria. Encore Health Advisors LLC is not connected with or endorsed by any government agency or the Federal Medicare program.


By initiating contact or scheduling a call you are agreeing to be contacted by a licensed insurance agent by email, text message, or phone call to discuss your healthcare options. This is a solicitation for insurance.

Encore Health Advisors, LLC, a licensed health insurance agency and advisory firm that assists individuals, providers, and employers in navigating retirement and healthcare strategies including health insurance options and Medicare. In California, all insurance products are offered by Encore General Insurance Agency, LLC (Lic. No. 6013918).


We do not offer every plan available in your area. Currently we represent 10 organizations which offer numerous products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.


The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Outside of the Medicare annual enrollment period, beneficiaries can enroll in a plan only if they meet certain criteria. Encore Health Advisors LLC is not connected with or endorsed by any government agency or the Federal Medicare program.


By initiating contact or scheduling a call you are agreeing to be contacted by a licensed insurance agent by email, text message, or phone call to discuss your healthcare options. This is a solicitation for insurance.

Encore Health Advisors, LLC, a licensed health insurance agency and advisory firm that assists individuals, providers, and employers in navigating retirement and healthcare strategies including health insurance options and Medicare. In California, all insurance products are offered by Encore General Insurance Agency, LLC (Lic. No. 6013918).


We do not offer every plan available in your area. Currently we represent 10 organizations which offer numerous products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.


The Medicare plans represented are PDP, HMO, PPO or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Outside of the Medicare annual enrollment period, beneficiaries can enroll in a plan only if they meet certain criteria. Encore Health Advisors LLC is not connected with or endorsed by any government agency or the Federal Medicare program.


By initiating contact or scheduling a call you are agreeing to be contacted by a licensed insurance agent by email, text message, or phone call to discuss your healthcare options. This is a solicitation for insurance.